Anbee User Agreement

Effective Date: September 4, 2025

This User Agreement (“Agreement”) governs your use of the Anbee mobile application (“App”) and all related services provided by Anbee (“we”, “us”, or “our”). By downloading, installing, or using the App, you (“User”, “you”) agree to be bound by the terms and conditions set forth below. If you do not agree to these terms, please do not use the App.

1. Definitions

App: The Anbee mobile application, including all features, content, and services (e.g., AI-powered expense logging, data visualization, smart chat assistant, built-in memo) made available by us.

User Data: All information you provide to or generate through the App, including but not limited to personal information (name, contact details), financial data (transaction records, receipts, budget details), and usage data (how you interact with the App).

AI Features: The App’s artificial intelligence-powered functionalities, including AI image recognition for receipt/bill parsing, natural language processing for the smart chat assistant, and personalized financial advice.

2. Eligibility and Account Registration

2.1 You must be at least 18 years old and a legal resident of the United States to use the App. By using the App, you represent and warrant that you meet these eligibility requirements.

2.2 To access certain features (e.g., saving transaction history, syncing data across devices), you may need to create an account. You agree to provide accurate, current, and complete information during registration and to update such information as needed.

2.3 You are responsible for maintaining the confidentiality of your account credentials (username, password) and for all activities conducted under your account. You must notify us immediately of any unauthorized access to or use of your account.

3. Use of the App

3.1 Permitted Uses

You may use the App solely for personal, non-commercial purposes, including:

3.2 Prohibited Uses

You may not use the App for any unlawful, fraudulent, or harmful purpose, including:

4. User Data and Privacy

4.1 We collect and process User Data to provide, improve, and personalize the App’s services. This includes using AI features to analyze transaction data for expense categorization and to generate personalized financial advice.

4.2 We will not sell, rent, or share your personal financial data with third parties for their marketing purposes without your explicit consent. We may share data with trusted service providers (e.g., cloud storage providers, payment processors) who assist us in operating the App, provided such providers agree to protect your data in compliance with U.S. privacy laws.

4.3 You retain ownership of your User Data. You may export or delete your data at any time through the App’s settings. We reserve the right to retain anonymized, non-personal data (e.g., aggregated spending trends) for research or service improvement purposes.

4.4 We implement reasonable security measures (e.g., encryption, secure authentication) to protect User Data from unauthorized access, but we cannot guarantee absolute security. You acknowledge that use of the App involves inherent risks of data transmission over the internet.

5. AI Features and Advice

5.1 The App’s AI features (e.g., receipt recognition, smart chat assistant) are designed to provide accurate and efficient financial tools, but we do not guarantee the absolute accuracy of AI-generated results. You are responsible for verifying the correctness of transaction data, receipt details, and other AI-processed information.

5.2 The personalized financial advice provided by the App’s chat assistant is for general informational purposes only. It does not constitute professional financial, tax, or legal advice. You should consult a licensed financial advisor before making significant financial decisions (e.g., investments, loans).

6. Intellectual Property

6.1 All intellectual property rights in the App (including but not limited to software, AI algorithms, logos, design elements, and content) are owned by us or our licensors. The App’s fuchsia-themed design, interface, and brand assets are protected by copyright, trademark, and other applicable laws.

6.2 You may not copy, reproduce, distribute, or create derivative works of any part of the App without our prior written permission.

7. Termination

7.1 We may terminate or suspend your access to the App at any time, without prior notice, if you violate any term of this Agreement or engage in unlawful or fraudulent activity.

7.2 You may terminate this Agreement by deleting the App and discontinuing use of all services. Upon termination, your account will be deactivated, and your User Data will be deleted in accordance with our privacy practices (unless required by law to retain it).

8. Limitation of Liability

8.1 To the maximum extent permitted by U.S. law, we shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the App (including but not limited to errors in AI processing, loss of data, or financial losses from relying on personalized advice).

8.2 The App is provided “as is” and “as available” without any warranties of any kind, express or implied (including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement).

9. Governing Law and Disputes

9.1 This Agreement shall be governed by and construed in accordance with the laws of the United States of America and the state of California (without regard to conflict of laws principles).

9.2 Any dispute arising out of or relating to this Agreement or your use of the App shall first be resolved through good-faith negotiation. If negotiation fails, the dispute shall be submitted to binding arbitration in Los Angeles, California, in accordance with the rules of the American Arbitration Association. Arbitration awards shall be final and enforceable in any court of competent jurisdiction.

10. Modifications to This Agreement

We may update this Agreement from time to time to reflect changes in our services, technology, or applicable laws. We will notify you of any material changes by posting the updated Agreement in the App or sending you a notification via email. Your continued use of the App after such notification constitutes acceptance of the modified Agreement.

Contact Us

If you have questions, concerns, or requests regarding this Agreement or the App, please contact our customer service team at:

Email: anbee090acahsfjhsdjkf@zohomail.com

We will respond to your inquiry within a reasonable timeframe (typically 3-5 business days).