1. Information We Collect
We collect information to provide, improve, and personalize the Anbee App’s services (e.g., AI expense tracking, smart financial advice). The information we collect falls into the following categories:
1.1 Personal Information
Information that identifies or can be associated with you, including:
- Account Information: Name, email address, phone number, and password (encrypted) when you create an Anbee account.
- Contact Information: Mailing address (if you provide it for bill reminders or financial goal tracking).
- Demographic Data: Age, location (city/state, derived from your device’s location services, if enabled), and preferences (e.g., preferred currency, budget categories).
1.2 Financial Information
Data related to your financial activities, collected through the App’s core features:
- Transaction Data: Details of your expenses and income, including amount, date, merchant name, and category (e.g., "groceries," "rent"). This data is collected when you:
- Use the App’s AI image recognition to scan receipts, bills, or invoices (we extract text and numerical data from these images).
- Input transactions manually or via text (e.g., " $15 lunch at Café X").
- Budget & Goal Data: Your self-reported budget limits, savings goals (e.g., "vacation fund"), and progress toward these goals.
- Memo Data: Text notes and images you store in the App’s built-in memo feature (e.g., photos of warranties, notes about bill due dates).
1.3 Usage & Device Information
Data about how you interact with the App and your device:
- Usage Metrics: Features you use most (e.g., AI receipt scanning, smart chat assistant), time spent on the App, and frequency of logins.
- Device Data: Device model, operating system (iOS/Android), unique device identifier (UDID), IP address, and network provider.
- Log Data: Technical information like app crashes, error reports, and server interaction timestamps.
1.4 Information from Third Parties
We may receive information from trusted third-party service providers to enhance the App’s functionality:
- Cloud storage providers (e.g., to securely store your receipt images and transaction history).
- Analytics tools (e.g., to understand App usage trends and improve performance—this data is anonymized where possible).
- Payment processors (if you upgrade to a premium version of Anbee—we do not store your full payment card details; third parties handle payment security).
2. How We Use Your Information
We use your information for the following purposes, all of which align with the App’s core functionality and comply with U.S. privacy laws:
- Provide and Maintain the App: Process transactions, generate financial reports, and enable features like AI receipt scanning and memo storage.
- Personalize Your Experience: Tailor the App to your needs, such as customizing budget categories, suggesting savings tips based on your spending habits, and prioritizing relevant features in the interface.
- Improve the App: Analyze usage data to fix bugs, enhance AI accuracy (e.g., refining receipt recognition algorithms), and develop new features (e.g., expanded financial goal tracking).
- Communicate with You: Send account notifications (e.g., "Your monthly budget is 80% used"), respond to customer service inquiries (sent to our support email: anbee090acahsfjhsdjkf@zohomail.com), and share important updates (e.g., policy changes or App upgrades).
- Ensure Security: Detect and prevent fraud (e.g., unauthorized account access), protect against data breaches, and verify your identity when you log in or update account details.
- Comply with Law: Respond to legal requests (e.g., subpoenas, court orders) from U.S. law enforcement or regulatory authorities, and fulfill tax or financial reporting obligations.
We do not use your personal or financial information for unstated purposes without your explicit consent. For example, we will never use your transaction data to send unsolicited marketing messages unless you opt in.
3. How We Share Your Information
We do not sell your personal data to third parties for marketing purposes. We only share your information in the following limited circumstances:
3.1 Trusted Service Providers
We share data with third parties who assist us in operating the App, provided they agree to protect your information and only use it to fulfill their services to Anbee. These include:
- Cloud storage providers (e.g., Amazon S3) to securely store your receipt images and transaction history.
- AI technology partners (to improve the App’s image recognition and natural language processing for the smart chat assistant).
- Customer service tools (to manage and respond to your support inquiries).
3.2 Legal and Regulatory Disclosures
We may disclose your information if required by law, such as:
- To comply with a valid subpoena, court order, or regulatory requirement from U.S. authorities.
- To protect our rights, property, or safety, or the rights, property, or safety of other users (e.g., investigating fraud or unauthorized App use).
3.3 Business Transfers
If Anbee is acquired, merged, or sells all or part of its assets, your information may be transferred as part of the business transaction. We will notify you via email or in-app notification before your data is transferred, and we will ensure the new owner complies with this Privacy Policy.
3.4 Anonymized or Aggregated Data
We may share anonymized, aggregated data that cannot identify you (e.g., "60% of Anbee users save on dining out") with researchers, partners, or for marketing purposes. This data does not contain personal or financial information.
4. How We Protect Your Information
We implement industry-standard security measures to protect your personal and financial data from unauthorized access, use, or disclosure. These measures include:
- Encryption: All data (including transaction details, receipt images, and account passwords) is encrypted in transit (via SSL/TLS) and at rest (using AES-256 encryption, a standard for financial data protection).
- Access Controls: Only authorized Anbee employees (e.g., customer service, engineering) have limited access to your data, and they are required to follow strict confidentiality protocols.
- Regular Audits: We conduct regular security audits and vulnerability assessments to identify and fix potential risks.
- Data Minimization: We only collect the data necessary to provide the App’s services—we do not store unnecessary information (e.g., we delete old receipt images if you delete the associated transaction).
While we take strong measures to protect your data, no security system is 100% foolproof. You can help protect your information by:
- Using a strong, unique password for your Anbee account.
- Enabling two-factor authentication (if available in the App).
- Not sharing your account credentials with others.
- Logging out of the App when using a public or shared device.
5. Your Privacy Rights (U.S. Users)
Under U.S. privacy laws (e.g., CCPA/CPRA), you have the following rights regarding your personal data. To exercise these rights, contact us at anbee090acahsfjhsdjkf@zohomail.com with your full name, associated email address, and a clear description of your request.
- Right to Know: You can request access to the personal data we collect, use, or disclose about you, including the categories of data, sources of data, and purposes of use.
- Right to Delete: You can request that we delete your personal data (with exceptions, e.g., if we need to retain data to comply with law or provide the App’s services).
- Right to Correct: You can request that we update or correct inaccurate personal data (e.g., a misspelled name or incorrect email address).
- Right to Opt Out of Sale/Sharing: As we do not sell your data, this right applies if we ever share your data for cross-context behavioral advertising (we will notify you and provide an opt-out mechanism if this changes).
- Right to Non-Discrimination: We will not discriminate against you for exercising your privacy rights (e.g., we will not deny you access to the App or charge you higher fees if you request data deletion).
- Right to Data Portability: You can request a copy of your personal and financial data in a portable, machine-readable format (e.g., CSV file) to transfer to another service provider (e.g., a different finance app).
We will respond to your privacy requests within 45 days of receipt, as required by U.S. law. If we need more time to process your request, we will notify you within 45 days and provide a new timeline (which will not exceed 90 days total).
6. How Long We Retain Your Information
We retain your data only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, or as required by U.S. law (e.g., tax or financial record-keeping obligations). Our retention periods vary by data type:
- Personal Account Data: We retain your name, email address, and password (encrypted) for as long as your Anbee account is active. If you delete your account, we will delete this data within 30 days, unless we are required by law to retain it for longer (e.g., to resolve disputes).
- Financial Data (Transactions, Receipts): We retain your transaction history and scanned receipt images for 7 years after your last account activity. This aligns with U.S. tax laws, which require individuals to keep financial records for up to 7 years for tax filing or audit purposes.
- Usage & Device Data: We retain anonymized usage data (e.g., feature usage trends) for 2 years to improve the App. Personalized usage data (e.g., your individual login frequency) is deleted when you delete your account.
- Memo Data: We retain notes and images stored in the App’s memo feature for as long as your account is active. If you delete a memo manually, it is permanently removed from our servers within 7 days.
When we no longer need your data, we securely delete it using industry-standard methods (e.g., overwriting data or physical destruction of storage media) to prevent unauthorized recovery.
7. Children’s Privacy (COPPA Compliance)
The Anbee App is not intended for use by children under the age of 13, and we do not knowingly collect personal information from children under 13. This complies with the Children’s Online Privacy Protection Act (COPPA), a U.S. law that regulates data collection from minors.
If we learn that we have inadvertently collected personal information from a child under 13, we will delete that data immediately. If you believe your child under 13 has used the App and provided personal information, please contact us at anbee090acahsfjhsdjkf@zohomail.com to request deletion.
8. Third-Party Links and Services
The Anbee App may contain links to third-party websites or services (e.g., a link to a bank’s website for bill payment, or a link to a financial education blog). We are not responsible for the privacy practices or content of these third parties.
We encourage you to review the privacy policies of any third-party services you access through the App. This Privacy Policy applies only to information collected by Anbee, not to information collected by third parties.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in U.S. privacy laws, App features, or our data practices. When we make material changes (e.g., changes to how we collect or share your data), we will:
- Post the updated Privacy Policy in the App (under "Settings > Privacy Policy").
- Send you a notification via email (to the address associated with your Anbee account) or in-app message, at least 30 days before the changes take effect.
Your continued use of the App after the effective date of the updated Privacy Policy constitutes your acceptance of the changes. We recommend reviewing this Privacy Policy periodically to stay informed about how we protect your data.
The date at the top of this Policy ("Effective Date") will be updated to reflect the most recent changes.
10. Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy, your personal data, or our privacy practices, please contact our Privacy Team at:
If you are not satisfied with our response to your privacy concern, you may file a complaint with a U.S. regulatory authority, such as the Federal Trade Commission (FTC) or your state’s attorney general’s office.
This Privacy Policy is governed by the laws of the United States of America, excluding its conflict of laws principles. By using the Anbee App, you acknowledge that you have read, understood, and agreed to all terms of this Privacy Policy.
Last Updated: September 4, 2025